Blog posts

Single Payer or Consumer Controlled

May 10, 2017 10:20 AM | Michael Hamilton (Administrator)

Personally, I prefer to make my own decisions. I am still angry that Medicare prevented me for keeping the excellent BCBSAL policy I had in force when I reached the age of 65. Instead, I got a letter from Blue Cross about two months before my birthday telling me that if I expected to have health insurance after the first day of my birth month I had better be signing up for Medicare now! (And by the way, we have this great supplemental policy we'd like to sell you...)

Many years ago, I had the privilege of hearing Princeton economics professor Dr. Uwe Reinhardt speak about the evolution of American health care, and he made more sense than anyone I have heard or read before or since. He is a widely recognized expert on health economics and is very familiar with the systems in other countries.

More recently, while reading an editorial by Steve Forbes of Forbes Magazine, I followed a link to an excellent article that referred to Dr. Reinhardt's expressed opinions on possible solutions to the dilemma we face in this country. I urge you to follow the link when you have at least 15-20 minutes available, so you can watch the video of Harvard Business School's Regina Herzlinger. It's ten minutes excerpted from a speech that surely last thirty or more minutes, and it is both informative and absolutely hilarious!

The author, Dr. Reinhardt and the Harvard professor all agree that we should take a closer look at the Swiss system. It fixes another issue that has always bothered me; many of you young folks may not know that employer-paid health insurance was created as a loophole in WWII wage freezes to allow poaching employees. I don't like employers choosing my insurance plan any more than the government.

The Swiss require that health insurance be sold like homeowners and automobile insurance, with choices left up to the purchaser. Their system subsidizes the poor, covers previously existing conditions, provides for the availability of widely varying benefit packages, and could be easily adapted to adjust for differences in the US economy.

It seems to me that adopting a modified version of the Swiss system would address address every concern expressed by all effective entities. It would certainly be a vast improvement over ObamaCare, RyanCare & TrumpCare!

Bookmark this link, and after you read the article and watch the video, let me know what you think.



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